Business Risk Management Is a subset of risk management used...Read More
Provides wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.
High and Low Ex Mod Workers Compensation Insurance
We have several markets for workers compensation coverage with HIGH and LOW EX-MOD.
An Ex-Mod is a statistic used to compare an employer’s loss history to the average for their industry. Through effective safety program implementation and claims management, you can reduce workplace injuries, earn a discount on your workers’ compensation insurance and control your loss record.
Experience Modification Rate (EMR) has strong impact upon a business. It is a number used by insurance companies to gauge both past cost of injuries and future chances of risk. The lower the EMR of your business, the lower your worker compensation insurance premiums will be.
Ex Mod Ratings Offer Employers Financial Incentives That Reduce Work-Related Injuries & Accident Costs. Experience modifier (experience modification) is a term used in the American insurance business and more specifically in workers’ compensation insurance.
Several carriers in most of the class code
Our role is to search the market completely and get you the best rate possible by preferred companies for better risk. We also have reasonable markets for not so perfect Worker’s Compensation risk.